by Lordes Insurance Group | Jul 6, 2022 | Medigap
In most cases, prescription drugs are not covered, unless they are needed under a service provided by Part A or Part B. For prescription coverage, you’ll want to look into either a Part D plan or a MAPD plan (a Medicare Advantage plan with prescription drug coverage)....
by Lordes Insurance Group | Jul 6, 2022 | Medigap
If you enroll in Original Medicare during your Medicare Initial Enrollment Period (IEP), including Part B, you will have “guaranteed issue rights.” These rights ensure that you cannot be denied Medicare Supplement enrollment or be charged more based on your age,...
by Lordes Insurance Group | Jul 6, 2022 | Medicare Supplement Plans C and Plan F
As of January 1, 2020, Plan C and Plan F have been discontinued. This is because both Plans C and F cover the Part B deductible, and Congress discovered that they were too inclusive and encouraged people to visit the doctor too often because coverage was essentially...
by Lordes Insurance Group | Jul 6, 2022 | Medicare Supplement Plans
Medicare Supplement plans are often referred to as Medigap plans because they help close the payment gap between what you need to pay and your current coverage provides. Unlike Medicare Advantage Part C and Part D prescription drug plans, Medicare supplement plans...