What is the difference between Plan F and Plan G?
Plan F and Plan G are two of the more popular Medicare Supplements, also known as Medigap plans.
Both plans cover the Medicare Part A deductible, coinsurance, and hospice/hospital costs, Medicare Part B coinsurance/copayments and excess charges, blood (up to three pints), skilled nursing facility coinsurance, and some foreign emergency travel.
The only difference between plan F and plan G is that plan G does not cover the Medicare Part B deductible, making it the best alternative for many people since Plan F is no longer available to new beneficiaries.
The high deductible Plan F was a good plan for people who didn’t get sick often. That is also being replaced by a high deductible Plan G option in many areas.